Beta is running – join the waiting list

Your lettings.
All in one cockpit.

ImmoCockpit checks your rent payments automatically, creates service charge statements and rent increases at the push of a button and always shows you cash flow, loans and net worth – for every apartment and your whole portfolio. The built-in AI reads your contracts and researches market values for you.

1 property free forever · AI included · servers in Germany

immocockpit.eu/app
Net worth
€ 642.300
▲ 8.4 % vs. previous year
Cash flow / month
€ 1.184
after interest & repayment
Rent receipts October
11 / 12
1 query open
Gross yield
5,1 %
12 units

Rents vs. debt service – last 12 months

To do today

  • QueryAssign payment €612.00 – “Rent Oct unit 4”
  • Rent increaseLindenstr. 8 · unit 2: +€46 possible from 1 Jan
  • StatementSend 2025 service charges by 31 Dec (3 tenants)
  • Fixed rateSparkasse loan ends in 9 months
Built by landlords for landlordsFollows German tenancy law (BGB), Operating Costs Ordinance & rent indicesFrom a single apartment to an entire portfolioEncrypted on servers in Germany1 property free forever
Why ImmoCockpit

No more spreadsheets, binders and missed deadlines

Letting is not a hobby you maintain in spreadsheets on the side. ImmoCockpit takes the routine off your hands and reminds you of everything that costs money if you forget it.

Ticking off bank statements line by line

Rents check themselves

Payments are matched automatically. You only see what is really open or unclear.

A weekend for service charges

Statements in minutes

Upload the owners’ association statement – the AI reads the items, separates rechargeable costs and creates the letter.

Forgot a rent increase, gave money away

Every opportunity in view

The tool shows when and by how much you may increase the rent – and writes the rent increase letter for you.

Features

Everything that really costs landlords time – automated

From rent payments to statements and tax: ImmoCockpit covers a landlord’s entire day-to-day work.

Rent receipts

Rents are checked and booked automatically

Upload the bank statement from your online banking as CSV or connect your account directly – ImmoCockpit matches every payment against your leases and learns your tenants.

  • Matched automatically by IBAN, name, amount and payment reference
  • Duplicates detected – months already paid are not booked again
  • Arrears at a glance – reminders in three levels, as a letter or email from your own mailbox, only after your confirmation
  • Optional: bank retrieval via the PSD2 interface (Enable Banking) – rents are booked automatically up to 4× a day
  • Daily check: email notice of new arrears and deadlines
Bank statement October CSV imported · 4 rent payments
Anna BergerRent October · Lindenstr. 8, unit 1
850,00 €
✓ matched
Weber, JonasRent 10/2026
1.050,00 €
✓ matched
S. KovacRent Oct unit 4
612,00 €
? Query
Markus Gruberdue on 3 Oct
780,00 €
open · remind
Received this month11 of 12 rents
Rent increases

Rent increases at the push of a button – legally sound

For every apartment, ImmoCockpit shows when and by how much you may increase the rent, and creates the matching letter as a PDF.

  • 15-month waiting period, rent increase cap (15 % or 20 %), comparative rent and rent brake are taken into account
  • Comparative rents from local rent indices – average or upper end of the range
  • Letters in one click: comparative rent (§ 558 BGB) or index rent (§ 557b BGB), including deadlines, justification and current CPI values
  • Overview of all agreed future increases
Lindenstr. 8 · unit 2 Increase possible
Current net cold rent €620.00
Local comparative rent (rent index) €9.80/m²
Cap 15 % in 3 years €93.00 left
Effective at the earliest from 1 Jan 2027
New rent €666.00 (+€46.00)
Letter under § 558 BGB📄 PDF created
Service charge statement

Service charge statements in minutes instead of hours

Upload your owners’ association statement. The AI reads all items and settles correctly for every tenant – even with a move-in or move-out during the year.

  • Rechargeable costs automatically separated from management, maintenance and reserve (Operating Costs Ordinance)
  • Property tax is added automatically, prepayments deducted
  • Finished letter including statement as PDF – with household-related services under § 35a EStG
  • Suggestion for the new prepayment and reminder of the statement deadline
Owners’ association statement 2025 AI recognised 14 items
Water / sewage
412,80 €
rechargeable
Building cleaning
288,00 €
rechargeable
Management fee
356,00 €
not rechargeable
Maintenance reserve
540,00 €
not rechargeable
Property tax added automatically
196,40 €
rechargeable
Result for tenant BergerCredit €84.20
Cash flow & financing

Cash flow, loans and fixed-rate periods under control

See at a glance what each apartment really earns after interest and repayment – today and in 20 years.

  • Cash flow per month and year: rents minus expenses, interest and repayment
  • Forecast up to 20 years with rent increases, cost increases and follow-up rate
  • All loans with outstanding balance, fixed-rate period and repayment schedule – total loans can be split across several apartments
  • Warning before the fixed-rate period ends with scenarios and borrowing headroom per property
Loans 3 loans · outstanding €418,600
Sparkasse3.40 % · fixed until 06/2027
226.400 €
ends in 9 mo.
Volksbank1.85 % · fixed until 03/2031
121.900 €
4 y 5 m left
KfW 2610.95 % · fixed until 11/2032
70.300 €
6 y 1 m left
Follow-up at 3.8 % (same repayment) +€38 / month
Free borrowing headroom €96,500
Energy & renovation

Is a renovation worth it? Calculated for landlords

Upload the energy certificate – the AI reads it. The renovation calculator shows what facade, windows, roof, heat pump or PV really cost and bring you.

  • Subsidies (BEG) as currently applicable, modernisation levy under § 559 / § 559e BGB with cap
  • CO₂ costs: your landlord share under the CO2KostAufG – today and after the renovation
  • Tax, appreciation and financing included: 20-year cash flow, return (IRR), payback
  • For the whole building – for condominiums pro rata by co-ownership share, as a PDF report
Apartment building · built 1972 Class F
Facade + windows + heat pump €186,000
BEG subsidy − €52,400
Rent increase (§ 559 BGB) + €410 / month
Landlord CO₂ costs − €1,020 / year
Return over 20 years 6.8 % IRR
After renovationClass F → B
And much more

One tool for a landlord’s entire day-to-day work

Leases & handover reports

Lease as a PDF, pre-filled with all data from the tool – and the handover report matching the number of rooms.

  • Index or standard rent, rent brake information
  • Minor and cosmetic repairs
  • Filed in the right folder with the task “have it signed”

Tax made easy

The tax package for Annex V per year and property: income, income-related expenses, interest and depreciation.

  • Simulation “all rents received in full”
  • Tax forecast for the coming years
  • Tax-free sale after the holding period – with profit and liquidity

Bank-ready financial self-disclosure

Statement of assets and self-disclosure as a professional PDF for your next bank meeting.

  • Portfolio, assets, financing overview
  • LTV, DSCR and gross yield
  • Optional: rent roll & rent potential with chart

Valuation & market value

Income, asset and comparative value for every property – the AI researches standard land values, comparable prices and market rent with sources.

  • Apply values to the valuation in one click
  • Rent potential per apartment
  • Wealth development and forecast up to 30 years

Record & check new properties quickly

Upload purchase contract, loan agreement and land register extract – the AI creates the property, apartments, leases and loans.

  • Deal check: yield, price-to-rent multiplier, cash flow, equity required
  • AI assessment and financing exposé for the bank

Everything organised

One start page with all tasks and deadlines – rent increases, arrears, fixed-rate periods, statements, vacancies.

  • Document storage with a fixed folder structure per property
  • Correspondence, damage, contacts
  • Emergency folder for relatives

Access for bank & tax adviser

Give your bank or tax adviser insight via a link – read only, time-limited and revocable at any time.

  • Choice of properties and documents
  • Tenants anonymised on request
  • You see when the access was used

Your data, secure

Encrypted per account on servers in Germany – without advertising or tracking.

  • 2-factor sign-in
  • Daily backups, restorable for 30 days
  • Complete export as ZIP – at any time

Easy to start

A short tour shows you the most important areas when you first sign in – or try everything with sample data.

  • Your own cover image or one from the gallery
  • For Germany and Austria
  • Light, dark and several designs
How it works

Ready in three steps

No hours of typing: the AI does the data entry, you just check.

Upload documents

Purchase contract, loan agreement, land register extract and leases – as PDF or photo.

AI creates everything

Property, apartments, tenants, rents and loans are recorded automatically. You check and add details.

Connect your account & relax

Import a bank statement or connect your bank – rent receipts, deadlines and statements now run in the cockpit, and you are reminded by email when something needs doing.

Demo

Try it right away – no sign-up

Open ImmoCockpit with a sample portfolio: apartments, tenants, loans and payments are already set up. Click through all areas, calculate rent increases and renovations and create letters – a short tour shows you the essentials.

No email, no password. The demo is deleted automatically after 24 hours. Email sending, bank retrieval and payment are turned off in the demo; there you use the AI via copy & paste.

AI built in

The AI does the legwork

It reads purchase contracts, land register extracts, leases, owners’ association statements and energy certificates, writes letters and leases and researches market values and rents – right where you need them in the cockpit.

  • AI included – fully automatic, without your own AI account (monthly AI credits per plan)
  • Research with sources – the answer builds up live, you apply key figures in one click
  • Your data stays yours – not used to train AI models
  • Or unlimited via your existing ChatGPT or Claude.ai account
📄 Purchase contract.pdf, loan agreement.pdf, 2 leases uploaded
Recognised: condominium Lindenstr. 8, 68 m², purchase price €245,000, handover 1 March · Sparkasse loan €196,000, 3.4 % fixed until 06/2036 · 2 leases, together €1,130 net. Please check and apply.
Looks right – apply.
Pricing

Start free. Pay fairly later.

Test ImmoCockpit in the beta with all features. One property stays free forever.

Start

€0 forever

For your first property.

  • 1 property with all its apartments
  • 50 MB storage for documents
  • 50 AI credits per month included
  • All features included
  • Rent receipts, reminders, rent increases
  • Service charges, leases, tax package
  • Cash flow, loans, energy & renovation
Get started free
Free in the beta

Portfolio

Beta · price announced at launch

For several properties and entire portfolios. 3 months free with an invitation.

  • Unlimited properties and apartments
  • 1 GB storage – expandable in 10 GB packs
  • 300 AI credits per month included – more credits available
  • All features from “Start”
  • Analyses across the whole portfolio
  • Financial self-disclosure & wealth development for all properties
  • Deal check for your next purchases
  • Read-only access for bank & tax adviser
Secure beta access

No credit card required. Before anything costs money, we tell you the price – you then decide whether to continue.

FAQ

Frequently asked questions

Who is ImmoCockpit for?

For private landlords and investors with property in Germany – from a single condominium to a portfolio with many units. You don’t need any prior knowledge of property management or accounting.

What does ImmoCockpit cost?

One property is free forever – with all features and 50 AI credits a month. With an invitation you can use everything without limits for 3 months during the beta. We will announce the price for “Portfolio” before the official launch; you then decide yourself whether to continue. Storage and AI credits can be added if needed.

When can I start?

Right away: create an account, confirm your email and record your first property – or try it with sample data first. For the beta (3 months of everything unlimited) join the waiting list – we unlock places step by step and send you a personal invitation by email.

Where is my data stored?

On servers in Germany. Data and documents are stored encrypted per account, backed up daily and can be exported completely as a ZIP at any time. There is no advertising and no tracking. For extra security you can turn on 2-factor sign-in.

How do rent payments get into the tool?

You upload the bank statement from your online banking as a CSV file (practically all banks offer this). ImmoCockpit matches the payments automatically and remembers your tenants for next time. If you like, you can also connect your account directly: via the PSD2 interface (Enable Banking, your own free access required) ImmoCockpit retrieves transactions up to four times a day and books clear rents automatically.

Do I need an AI subscription?

No. The AI is built in: AI credits are included every month (50 free, 300 with Portfolio) – enough for many contracts, letters and research tasks. If needed, you can buy more credits. Alternatively, use the AI without limits via your existing ChatGPT or Claude.ai account by copying requests and pasting the answer.

What happens to my data when I use the AI?

Only when you start an AI function is the necessary content (e.g. the selected document) sent encrypted to OpenAI’s AI interface. It is not used for training there and not stored for later retrieval. If you don’t want this, switch to chat mode in the settings.

Can I give my bank or tax adviser access?

Yes. Under Account you create read-only access: you choose properties, documents and whether tenants are anonymised, and pass on the link. The access ends automatically on the chosen date and can be revoked at any time.

Does ImmoCockpit replace a tax adviser or lawyer?

No. ImmoCockpit prepares documents, calculations and letters so that you save a lot of time – responsibility for legal and tax decisions remains with you or your advisers.

Is ImmoCockpit available for Austria or Switzerland?

ImmoCockpit is designed for property in Germany and German law (BGB, Operating Costs Ordinance, Annex V). For Austria, terms and rules can be switched (MRG, land register with KG/EZ, half-year depreciation) – not all features are equally developed there. Switzerland is currently not supported. The user interface is available in English; letters to tenants are created in German by default and can optionally be generated in English.